For more detailed information on how to add someone to your house title, scroll down. Phone Number: 906-387-2076 West Olive, MI 49460 Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. P.O. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds 839 10th Avenue When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. https://www.co.muskegon.mi.us/848/Register-of-Deeds, Newaygo County Register of Deeds The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Grayling, MI 49738 Fax Number: 989-345-6221 By signing up you are agreeing to receive emails according to our privacy policy. Lake City, MI 49651 Part 1 Understanding How It Works Download Article 1 Contact your lender. P.O. The answer to the question, "How do you add a joint owner to a property?" Muskegon, MI 49442 Phone Number: 989-895-4228 When you use a quitclaim deed, you're only transferring any ownership interest you have. Another common question is, can you add someone to a deed if there is a mortgage? 1. Coldwater, MI 49036 120 W. Michigan Avenue Step 1: Download the MI quitclaim deed form. Email: clerk@schoolcraftcounty.us 200 E Grand River P.O. Phone Number: 906-643-7306 ", You must use specific language in your deed to create a joint tenancy. Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Gaylord, MI 49735 Phone Number: 989-317-4089 For more detailed information on how to add someone to your house title, scroll down. 23 E. Pearl Street For example, Sacramento County charges a one-time tax of 1.1% of the value of the property when you file a new deed. Fax Number: 810-648-5461 If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. P.O. The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. Box 438 By using our site, you agree to our. FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? You can't have it both ways, however. Fax Number: 616-994-4521 Lansing, MI 48918-1900 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. Kalkaska, MI 49646 Fax Number: 269-781-0720 Both her name and my son's name are on the deed. Cadillac, MI 49601 Manistee, MI 49660 Fax Number: 231-533-8317 wikiHow marks an article as reader-approved once it receives enough positive feedback. Phone Number: 231-533-6683 Joint Tenants with Full Rights of Survivorship. Fax Number: 313-224-5884 This is wonderful!". 1101 Beach Street, Room 138 You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Become familiar with your spouses financial history before you decide to add his name to your deed. How to remove someone's name from a property deed - Finder 111 South Canal Street Fax Number: 906-774-4660 870 S. Main Saginaw, MI 48602 In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. 234 W. Baraga Avenue Email: regofdeeds@co.montcalm.mi.us Phone Number: 810-648-2313 Phone Number: 517-437-2231 250 E. Huron Avenue, Room 203 Phone Number: 989-345-0728 Suite 301 You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. 300 Monroe Avenue, NW For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. Cassopolis, MI 49031 As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). Fax: 877-443-9505 Jennifer Mueller is an in-house legal expert at wikiHow. Email: ROD@ioscocounty.org http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds A transfer on death (TOD) deed. 301 N. Main St. It's revocable. Buildings, Safety Engineering and Environmental Department. Jackson, MI 49201 https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. P.O. 101 Court Street Accessed April 10, 2020. Court House Holding Title: Tenants vs. "Tenants". Fax: 231-922-2770 His capital gain would be $900,000. However, in practice, they may refuse regardless of who you're adding to your house title or why. Phone Number: 269-781-0707 Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. P.O. Phone Number: 906-789-5100 Phone Number: 989-743-2216 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Otherwise, married couples usually claim property as tenants by the entirety. http://www.tuscolacounty.org/rod/, Van Buren County Register of Deeds Fax Number: 231-398-3544 Research source. Phone Number: 989-832-6820 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Baldwin, MI 49304 Fax Number: 989-426-6902 What form do I need in order to change my last name on the deed to my new married name? In order to accomplish this, you can't just pen in the name on your deed. Grand Rapids, MI 49503 Thank you. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Fax Number: 906-524-6432 Roberts and Roberts, L.L.P. Both people would acquire their interest in the property at the same time in the chain of title. Phone Number: 231-256-9682 IRS. There are four common ways to hold title to real estate in Michigan: Tenants in Common. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Box 355 304 E. Ludington Ave. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds wikiHow is where trusted research and expert knowledge come together. Box 718 219 Paw Paw Street, Suite 102 Also specify the type of ownership each party will have. not mine. Box 296 Mio, MI 48647 Fax Number:517-264-4543 unlocking this expert answer. 806 W. Houghton Avenue, Room 104 She received her JD from Indiana University Maurer School of Law in 2006. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Box 8645 How to Add a New Owner to the Title Deed to Real Estate - DeedClaim Box 195 Ionia, MI 48846 Tenants by the Entirety. Clerk - Register Of Deeds | Macomb County Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. P.O. 8562 https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds Phone Number: 269-445-4464 Phone Number: 989-362-2021 How to Add a Spouse to a Deed - wikiHow http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds P.O. https://presqueislecounty.org/register-of-deeds/, Roscommon County Register of Deeds Box 388 Adrian, MI 49221 Personal Property 313-224-5860 605 N. Birch St. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. Support wikiHow by Phone Number: 231-922-4753 The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. You will have to file a quitclaim deed and then file a new deed with joint ownership. "Adding someone to a deed" means transferring ownership to that person. Thanks to all authors for creating a page that has been read 636,176 times. Then, sign the completed form in the presence of a notary before submitting it to the recorders office! For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. Phone Number: 906-884-4255 220 W. Ellsworth Street P.O. You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds Phone Number: 989-831-7337 Talk to a property law attorney if you're interested in creating a tenancy by the entirety. http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds Fax Number: 269-467-5593 Next, obtain a quitclaim form from the county recorders office where the property is located. Manistique, MI 49854 800 10th Street, Suite 200 If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. Returning to the $100,000, suppose you create a TOD deed for your spouse. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds Box 5 Generally speaking, adding another owner only makes the probate process more complicated. Michigan Real Estate Basics: Title to Real Property Using a quit claim deed is often the simplest method of bringing on another owner. The new person acquiring an interest in the property would also be a grantee. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Fax Number: 989 - 984-1101 Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Removing Someone from a Real Estate Deed - Deeds.com 401 W. Cedar Ave. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. This article was written by Jennifer Mueller, JD. County Courthouse Building Enjoy! My spouse died, how do I remove my spouse's name from my deed? https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Fax Number:269-945-1298 http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, Oscoda County Register of Deeds Fax Number: 906-293-5553 Accessed April 10, 2020. Phone Number: 231-873-4158 Rogers City, MI 49779 Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. Adam Luehrs is a writer during the day and a voracious reader at night. 2 South 6th Street, Suite 11 How to Add Someone to Your House Title - wikiHow is not an easy one. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Box 800 113 Chestnut Street The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. Strike a line through any verbiage on the deed that does not apply to your circumstances. P.O. If you have a tenancy by entirety, then it converts to tenancy in common. St. Joseph, MI 49085 Issues of marriage and property ownership become complicated when a divorce is involved. There are two ways to get a deed. Newberry, MI 49868 https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds P.O. Note that banks are often trustees. Many of these reasons involve marriage, moving in together, divorce or estate issues. If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. Accessed April 10, 2020. A deed and a mortgage are two separate things. Phone Number: 989-875-5217 If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Bad Axe, MI 48413 How Do I Add Another Person to My House Deed? - The Nest Phone Number: 989-275-5931 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. P.O. One thing to be careful of in this situation is title insurance coverage. 100 Marley Street http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds Phone Number: 269-657-8242 Box 35 2 S. Main St. If you live in a community property state, you can specify the home or land is community property with a right of survivorship. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Iron Mountain, MI 49801 Allegan, MI 49010 This article helped point the way. Suite 105 https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status.